Applying is easy and fast!

1. Find the property you want to apply for in our available properties section. Click on apply in the top right hand corner of the property.
2. Fill out one application per adult. If have a roommate or guarantor (co-signors) you will need to make sure they indicate it on their applications. After you submit the application you will be placed on hold in our queue.
3. If you have a pet then you will need to fill out the pet application form at the link below. The pet application cannot be done online. Fax it to the number on the provided coversheet.
4. Pay the $50.00 application fee per adult and $25 per pet application. After we receive notice of payment of the fee(s) your application will be sent to the processing company.

1. The screening company gathers all of your information including credit history, credit score, employment history, and criminal history.
2. Since most people are not perfect they take all of the good along with any bad information and give you a score.
3. By using the score the processing company will rate you or your group.
   1. If you are an excellent applicant and receive a great score then you will be approved under the normal conditions.
   2. If you are good but things could be better then the screening company may suggest we ask for a higher deposit.
   3. If your score is marginal we may ask you to fill out a supplemental application and submit it for a more thorough review. The supplemental application is sent to a second screening company who will call and verify all your information in person and send the information back to us. At that time we will use our own in-depth analysis to decide if we will accept with a higher deposit, guarantor (co-signor), or deny.
   4. If the information we find is flawed in all areas we will not allow for a supplemental application to be processed.
4. Once the decision has been made to...
1. Accept, you will be notified and then have the opportunity to pay an earnest money which will become the security deposit if the lease is signed. Paying the earnest money deposit will reserve the property for a limited amount of time and then permanently once the lease is signed.
2. b. Accept with conditions which could include a higher deposit or guarantor(s). If guarantors are necessary you will stat over at step 1 of the application process and the results will be blended in with your score. Once you have completed the process you can then pay an earnest money which will become the security deposit if the lease is signed. Paying the earnest money deposit will reserve the property for a limited amount of time and then permanently once the lease is signed.
3. c. Deny, you will be notified and then receive a letter in the mail stating our reason for denying. You can contact the processing company to obtain a copy of your report and challenge the credit bureaus. Any challenges to the credit bureaus will not change our decision.

The application process can take one day or one week. The more detailed you are when filling out the application the better. The two areas that usually take the most time to complete are the employment/income verification and rental history.

If you work for a large corporation or you don't think your supervisor or HR department will be able to respond to our request quickly then you can help. After submitting your application online you can send us a copy of your pay records for the past two months and we will accept is as your employment/income verification.

If you aren't sure your current landlord/property manager will respond quickly to the rental verification then we'd suggest calling them to let them know ahead of time. If you have blemishes appearing on your record but you have fulfilled those obligations, submit proof of fulfillment. Proof can include letters or ledgers from the party who is owed. All of these steps can go a long way towards speeding up your application.

JTA does not reserve a property for an applicant. The only way to reserve a property is to have your application processed, approved, and then pay the earnest money which will become the security deposit after you sign the lease. The fastest way to go through the application process and reserve a property is:

1. Apply online and then send in your income information or any other helpful documentation immediately.
2. After we give you approval you will then pay the earnest money online and it will eventually become your security deposit after the lease is signed.
3. Once we receive an earnest money deposit the property will be removed from the market and the drafting your lease will begin. Earnest money deposits are NON-REFUNDABLE unless you convert it to a security deposit by signing the lease. If you change your mind JTA will keep the earnest money deposit as compensation for damages for removing the property from the market and losing other potential applicants. THERE ARE NO EXCEPTIONS.
4. Return the lease signed by all parties within 5 business days. PLEASE TAKE NOTE OF THE INFORMATION BELOW.

Leases are drafted and sent electronically to all parties for electronic signatures. You will have 5 business days to sign the lease and return it to JTA in order to convert your earnest money into the security deposit and have us begin the final preparations for your move-in. If you fail to sign the lease and return it within the 5 business day period, the property will be put back on the market. If another applicant is approved and pays their earnest money deposit, your earnest money will be forfeited. If you complete the lease and return it after the property is placed back on the market but before your earnes money is forfeited, your earnest money will be converted to the security deposit and the property removed from the market again.